4 Tips For Dealing With A Suspected Staged Car Accident

After being involved in a car accident, you may have suspicions it was staged by the other driver. To keep from being drug into a fraudulent situation where an individual will try to scam both you and your insurance company, use the following four tips.

Call The Police Immediately

Normally, you may not feel the need to call the police when there are only minimal damages and no one was injured. However, if you think you may have been set up, call the police no matter how small the incident seemed. This is especially true if the other party insists that a call is not necessary.

You want the police involved so a police report is filed. On the report, the officer will write down details of any damage or injuries. This could prevent the other driver from damaging their vehicle later or going to the emergency room to report false injuries in an attempt to scam the insurance company.

Make Note Of Every Detail Of The Accident While At The Scene

While waiting for the police to arrive, make notes of every detail at the scene while the accident is still fresh in your mind. These should include how the accident happened and any suspicious behavior you notice from the other driver and their passengers.

For example, write down the details of how you came to hit the other vehicle. If the driver swerved into your lane suddenly, ducked down, and slammed on their brakes for no apparent reason, the accident was most likely staged.

When the officer arrives, show them your notes and discuss your suspicions so they go on the report. You will also want to show the details to your insurance company and lawyer.

Be Wary Of Anyone Unexpectedly Stopping To Help

While you are waiting for the police, someone may stop to help that seems suspicious. One example could be a tow truck driver that shows up without being called. They could be part of the scam. Politely decline the help and call for your own assistance.

Another person you should be wary of would be anyone claiming to have medical training. This is especially true if no one appears to be hurt. They could come back later and state any unseen injuries were present at the scene.

When the police arrive, tell them about anyone that shows up and any assistance that was offered. Their names will also be included in the police report along with the details of the accident.

Take Pictures Of The Other Vehicle And Passengers

While the cops are on the scene, take pictures of the vehicle, the driver, the passengers, and your own car. Use the camera provided on your phone or tablet. These can then be easily forwarded to your insurance company and attorney from a site like http://www.lvaccident.com

Before you start taking the pictures, inform the police of what you are doing and your reasoning behind it. Offer to send them copies of your pictures so that they can be included with the official snapshots.

Even if they decline the additional pictures, they will state in the report that you took your own at the scene. This could help to validate the pictures you took in case the other party tries to sue you or the insurance company. They can also be compared to those of the police to give added credence to your defense.

Along with the above tips, you can also inquire about your rights at the National Insurance Crime Bureau. You should also speak to a car accident lawyer to discuss any legal issues that could come out of the situation. 


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